Warning about borrowing

This page carries the same warning as our Warning about borrowing page. Please read it before you apply.

WARNING: Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. The National Debt Helpline is also at ndh.org.au.
• Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
• If you are on government benefits, ask for an advance from Centrelink: servicesaustralia.gov.au/advance-payment.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

Sprint Loans is a loan-finding service, not a lender. We show this warning so you can pause and look at other options first. If you are in financial difficulty, contact your existing creditors and, if you want independent help, the National Debt Helpline. Hardship on any loan a lender later makes sits with that lender, not with Sprint Loans.

This page was last reviewed on 13 November 2026.